КФУ. Карточка публикации. Chinese experience of creating a digital national currency

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CHINESE EXPERIENCE OF CREATING A DIGITAL NATIONAL CURRENCY

Форма представления

Статьи в зарубежных журналах и сборниках

Год публикации

2022

Язык

английский

Авторы, сотрудники КФУ

Калимонов Ильдар Кимович, автор

Авторы, студенты КФУ

Кулаева Екатерина Константиновна, автор

Туралева Александра Ивановна, автор

Библиографическое описание на языке оригинала

Kalimonov I. K., Kulaeva E. K., Turaleva A. I. Chinese experience of creating a digital national currency // Materials of International University Scientific Forum. November 8, 2022. Proceedings of the International University Scientific Forum “Practice Oriented Science: UAE – RUSSIA – INDIA”. Part 1 (November 8, 2022. UAE). Dubai, 2022. P. 36 - 48

Аннотация

Materials of International University Scientific Forum. November 8, 2022. Proceedings of the International University Scientific Forum “Practice Oriented Science: UAE – RUSSIA – INDIA”. Part 1 ovember 8, 2022. UAE)

Ключевые слова

PRC, digital yuan, cryptocurrencies, Chinese economy.

Название журнала

URL

http://ran-nauka.ru/wp-content/uploads/2022/05/Practice-Oriented-Science-May-12.pdf

Пожалуйста, используйте этот идентификатор, чтобы цитировать или ссылаться на эту карточку

https://repository.kpfu.ru/?p_id=272498

Полная запись метаданных

Поле DC	Значение	Язык
dc.contributor.author	Калимонов Ильдар Кимович	ru_RU
dc.contributor.author	Кулаева Екатерина Константиновна	ru_RU
dc.contributor.author	Туралева Александра Ивановна	ru_RU
dc.date.accessioned	2022-01-01T00:00:00Z	ru_RU
dc.date.available	2022-01-01T00:00:00Z	ru_RU
dc.date.issued	2022	ru_RU
dc.identifier.citation	Kalimonov I. K., Kulaeva E. K., Turaleva A. I. Chinese experience of creating a digital national currency // Materials of International University Scientific Forum. November 8, 2022. Proceedings of the International University Scientific Forum “Practice Oriented Science: UAE – RUSSIA – INDIA”. Part 1 (November 8, 2022. UAE). Dubai, 2022. P. 36 - 48	ru_RU
dc.identifier.uri	https://repository.kpfu.ru/?p_id=272498	ru_RU
dc.description.abstract	Materials of International University Scientific Forum. November 8, 2022. Proceedings of the International University Scientific Forum “Practice Oriented Science: UAE – RUSSIA – INDIA”. Part 1 ovember 8, 2022. UAE)	ru_RU
dc.description.abstract	In the late autumn and early winter of 2019, events took place in China that changed the life of the whole world. December 1, 2019 is considered to be the official start date of the coronavirus pandemic. Soon, the representative of the Central Bank of China, Zhou Xiaochuan, announces the creation of a digital yuan. According to his statement, in 2015, the People's Bank of China began working on the concept of a digital currency. Work on the introduction of digital currency payments began in 2019. WeChat Pay and Alipay have been operating in China for more than 5 years, which can be considered as analogues of digital payment systems. As a result, purchases are made via the Internet, payment is transferred through a mobile phone, and the need for cash is reduced. The digital yuan or, in other words, e-CNY works differently: the central bank - an authorized commercial bank - the client. Due to this, the state receives even greater control over the expenses and incomes of the population, as well as control over the economic situation as a whole. After analyzing all the objects (client - private company - commercial bank) of this payment scheme, the Chinese government saw the potential of the system if it could be added to the state. Since then, all technical and party resources have been used for performing of this task. The official goal of developing the digital yuan was the need to reduce the risks of the financial system and increase its efficiency. Unofficial tasks are to surprise the world by creating the very first full-fledged electronic currency, and seize the initiative from private companies that have been successfully operating in the Chinese market for a long time. In 2016, Vice Chairman of the People's Bank of China Fan Yifei, speaking about classic cryptocurrencies, emphasized that their use can reduce operating costs, but they are too unstable to be used for constant settlements. According to his words, the release of digital currency by financial regulators could solve all the problems that arise when using cryptocurrencies, namely: make payments more accessible and the economy independent of the dollar and sanctions. The central banks of many countries of the world (including Russia) are confident in the great future of digital currencies, they have even been given the name CBDC - Central Bank Digital Currency. The transition to such currencies reduces transaction costs, saves on paper and money printing, while not losing the ability to track transactions. On the other hand, there is an opinion that in this way the government is trying to create another mechanism to control the population. The relevance of the topic we have chosen lies in the fact that the creation of an electronic currency as an additional form of money, as well as its ability to respond to the challenges facing the world market, are in the center of public and research attention. Our aim is to provide an insight into DCEP in China by summarizing the main character	ru_RU
dc.language.iso	ru	ru_RU
dc.subject	PRC	ru_RU
dc.subject	digital yuan	ru_RU
dc.subject	cryptocurrencies	ru_RU
dc.subject	Chinese economy.	ru_RU
dc.title	Chinese experience of creating a digital national currency	ru_RU
dc.type	Статьи в зарубежных журналах и сборниках	ru_RU